Privacy Policy

Introduction

Welcome to https://business-insurance-phoenix-professional-liability.livebursts.com (hereafter referred to as “Business Insurance Phoenix,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in accordance with various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal data
The General Data Protection Regulation (GDPR) of the European Union (EU)
Brazil’s General Data Protection Law (LGPD)
California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
Utah’s Consumer Sales Privacy Act (UCPA), Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA), Virginia’s Virginia Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including our website, mobile applications, services, and products offered under the domain https://business-insurance-phoenix-professional-liability.livebursts.com. Please note that this policy does not extend to third-party platforms, applications, or services accessed through links on our site, as they have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy governs your interactions when:

You utilize our applications and services as an authorized user.
You visit any of our websites linked to this Privacy Statement.
You communicate with us via newsletters, emails, telephone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, including:

Account Information: Details related to your user account creation and management.
Payment Information: Credit card details, billing addresses, and transaction records required for processing payments.
Financial Information: Bank account information, investment portfolios, or other financial records.
Purchase Information: Items bought, purchase history, and order details.
Mobile Device Identifiers: Unique identifiers associated with your mobile device.
Location Data: Geolocation data from your device when you interact with our location-based services.
Feedback: Comments, reviews, and responses provided by users to enhance our services.
Social Media Information: User profiles, interactions, and content shared on social media platforms.
Product Information: Details about products you have shown interest in or purchased.

We collect this data through multiple channels: user input forms, account settings, online transactions, browser cookies, server logs, and third-party integrations. Additionally, we may receive personal data from trusted third parties who assist us in providing our services, subject to their privacy policies.

Cookies

We employ cookies to enhance your browsing experience and gather analytics on website usage. Cookies are categorized as:

Strictly Necessary: Essential for navigating our site and ensuring basic functionalities.
Preference: Remembering user preferences and settings to provide a personalized experience.
Analytics: Tracking aggregated data for performance measurement, security, and improvement of our services.

Users have the option to control non-essential cookies through our Cookie Manager, allowing them to customize their privacy preferences.

Retention and Deletion

The duration for which we retain personal data varies depending on the purpose of its collection and local legal requirements. We keep data as long as necessary for business purposes, to comply with laws, or at your request. Once the retention period expires or when you withdraw consent (where applicable), we securely delete or anonymize your personal data from our systems and records.

Security Measures

We prioritize the protection of your personal data by implementing robust security measures:

Encryption: We use encryption for data at rest and in transit to safeguard sensitive information.
Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards, ensuring that your data is handled securely.
Access Controls: Strict access controls are in place to restrict unauthorized access to personal data.

Children’s Privacy

We do not intentionally collect or solicit personal data from children under the age of 18. If you believe we have collected such information by mistake, please contact us using the details provided below, and we will take immediate steps to rectify the issue.

Your Rights (Subject to Local Laws)

Depending on your location, you may have certain rights regarding personal data:

Access: The right to request access to the personal data we hold about you.
Rectification: The right to ask for corrections if your data is inaccurate or incomplete.
Erasure (Right to be Forgotten): The right to request the deletion of your personal data under certain circumstances.
Restriction: The right to limit the use or processing of your personal data.
Portability: The right to receive a copy of your personal data in a structured, commonly used format and to transfer it to another controller.
Objection: The right to object to the processing of your personal data for specific purposes.
Non-Discrimination: The right to be free from discrimination based on certain activities exercising your privacy rights.

To exercise these rights or if you have any data-related queries, please contact our Privacy Team via email at contact@business-insurance-phoenix-professional-liability.livebursts.com or by postal mail at:

Business Insurance Phoenix
Privacy Compliance Department
[Address]

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on our website, and we encourage you to review this policy periodically for the latest information on our privacy practices.

Contact Information

For general inquiries, technical support, unsubscribe requests, or data privacy-related questions, please contact us:

Email: contact@business-insurance-phoenix-professional-liability.livebursts.com

Postal Mail: [Provide Address]